The Opal card

Opal is the smartcard you use on Sydney’s trains, buses, ferries and light rail. Here’s how to buy one, check your balance and top up.

Free
Full-fare card cost
Contactless card or phone
Tap on with your bank card
Auto top up
Never run out of value
Trains · buses · ferries
One card for all

What is Opal?

Opal is NSW’s reusable travel smartcard. Touch it on the Opal reader before you board and touch off when you finish a train trip, and the correct fare is deducted from your balance — and capped automatically at the daily and weekly limits. You can also skip the card altogether and tap on with a contactless bank card or phone (Apple Pay / Google Pay) — it already works the same way, right across the network, for the same fares and caps.

Opal doesn’t have separate ticket products to choose between — you simply load travel credit onto the card (any whole-dollar amount), tap on and off, and the system automatically caps what you pay each day and each week. That makes an Opal card just as good for a one-off trip as for daily commuting.

Hand holding an Opal card — Sydney Metro

The four types of Opal card

The four Opal card types — Adult, Child/Youth, Concession and Gold Senior/Pensioner

There are four types of Opal card, each a different colour. They all work the same way across trains, Metro, buses, light rail and ferries — the difference is the fare you pay and who is eligible. Pick the one that matches you.

Opal card
Adult
Adult Opal card — Sydney
Fare per trip
Full fare
Distance-based: $4.33–$10.66, 30% cheaper off-peak.
Card colourBlack
Daily cap$19.30 Mon–Thu · $9.65 Fri–Sun
Card costFree
Who can use it
Anyone aged 16 or over paying the standard fare.
Opal card
Child / Youth
Child / Youth Opal card — Sydney
Fare per trip
Half fare
Half the adult fare (about 50% off) — children under 4 travel free.
Card colourGreen
Daily capHalf the adult cap
Card costFree
Who can use it
Children aged 4–15, and school students up to 18 with proof of age or a School Opal.
Opal card
Concession
Concession Opal card — Sydney
Fare per trip
Half fare
Half the adult fare (about 50% off), with the same daily and weekly caps halved.
Card colourSilver
Daily capHalf the adult cap
Card costFree
Who can use it
Tertiary & TAFE students, apprentices and trainees, and eligible Centrelink customers. Proof of eligibility required.
Opal card
Senior / Pensioner
Senior / Pensioner Opal card — Sydney
Fare per trip
$2.50 all day
The Gold Opal: half-fare trips with a low daily cap — one of the best deals in NSW.
Card colourGold
Daily cap$2.50 per day
Card costFree
Who can use it
NSW Seniors Card holders, pensioners and eligible self-funded retirees.

Fares and caps shown are a guide (effective 2025). Concession, Child/Youth and Gold Opal cards require proof of eligibility — check the official Transport for NSW Opal pages for full conditions before you apply.

Buying an Opal

Where to buy an Opal

  • Opal machines and staffed counters at train stations.
  • Retailers with the Opal sign — 7-Eleven and many newsagents and shops.
  • The Transport for NSW Hub and customer service centres.
  • Online at the Opal website (posted to you) — or skip the card entirely and tap on with a contactless bank card or phone.

Opal cards are free — you only load travel value onto them. Registering your card (also free) protects the balance if it’s lost or stolen and lets you use auto top up.

Check your balance

How to check your Opal balance

There are several quick ways to see how much travel value is left on your card:

Opal Travel app
Hold your card to the back of your phone (NFC) in the Opal Travel app, or view a registered card, to see the balance instantly.
Opal website
Log in to your registered Opal online to check the balance and recent trips.
At the reader
The Opal reader shows your balance each time you touch on or off at a station, stop or on board.
Opal machines
Touch your card on an Opal machine at any train station to read the current balance.
Call centre
Phone Opal Customer Care on 13 67 25 and check a registered card by phone.

Top up your Opal

How to top up your Opal

Add travel credit in any whole-dollar amount (e.g. $10, $20, $50) — there’s no separate pass to buy:

Opal Travel app (instant)
Top up your balance in the Opal Travel app and hold the card to your phone (NFC) — the value loads straight away.
Station machines
Opal machines at every train station take cash and cards; the top-up is available immediately.
Shops
7-Eleven and other Opal retailers can top up your card over the counter.
Online
Top up on the Opal website — allow up to about 24 hours for it to load to a plastic card (or use the app’s instant NFC top-up).
Auto top up
Link a bank or credit card to a registered Opal and it reloads automatically whenever the balance runs low.

Tip: top up before you travel. If you touch on with too little value you may go into a small negative balance — clear it at a machine before your next trip.

How Opal caps your spending

Daily cap

Each touch-on deducts the right fare. Once your fares for the day add up to $19.30 (Mon–Thu, Adult) or $9.65 (weekends and public holidays), the rest of that day’s travel is free — automatically, with nothing to buy or activate.

Weekly cap

Opal also tracks a Monday–Sunday cap of $50.00 (Adult, full fare). Once your week’s travel reaches that, the rest of the week is free too — the best deal for regular commuters, with no pass to plan ahead for.

Know your fare before you tap on

Map your whole journey — every change, the stations in between and the total travel time — so you know exactly what your Opal card will be charged.

Plan your trip

Frequently asked questions

Yes — touch on at the start and touch off at the end of every train and Metro trip so you’re charged the correct, capped fare. On buses and light rail you tap on (and off where required) the same way.

If you don’t have enough value the gate may not let you through, or you can go slightly negative on touch-off. Clear any negative balance at an Opal machine before your next trip. Auto top up avoids this entirely.

A reloadable Opal card is valid for up to 9 years from when it’s first used (5 years for a free Child/Concession card). If a card sits unused for 5 years or more it can be cancelled as dormant, so register your card and use it now and then to keep the balance safe.

Yes — a contactless bank card or phone (Apple Pay / Google Pay) already works right across Sydney Trains, Metro, buses, ferries and light rail, charged the same fares and caps as an Opal card. A digital Opal card you can add straight to a phone wallet is planned as part of the Opal 2.0 upgrade, but hasn’t launched yet.

You can request a refund of the remaining balance on a registered Opal card through Transport for NSW — online, by phone on 13 67 25, or at a Transport for NSW Hub. Opal cards themselves are free, so there’s no card deposit to reclaim.

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